Personal Banking
Regular Checking Account
$50.00 minimum deposit is required to open this account.
A fee of $5.00 will be assessed if the balance falls below $500.00 on any day of the cycle, with an additional fee of $.25 per debit after the initial ten free debits. Above fees are waived for full-time students and persons 60 and older.
NOW Account
$ 750.00 minimum balance
A fee of $5.00 will be assessed if the daily balance falls below $750.00 or a average
daily balance of $1,500 on any day of the cycle with an additional fee of $.25 per debit.
Money Market Account
$1,000.00 minimum balance
A fee of $5.00 will be assessed if the balance falls below $1,000.00 on any day of the cycle. After three free initial debits, an additional fee of $5.00 will be charged per each debit.
Regular Savings Account
$100.00 minimum to open the account
($25.00 for minors)
A fee of $2.00 will be assessed if the balance falls below $100.00 on any day of the cycle.
(Does not apply to minors)
An additional fee of $2.00 will be charged for each debit after the
first three per quarter. A fee of $15.00 will be assessed if the
account closes within 90 days.
Other Services
| NSF Checks | $25.00 |
|
| Stop Payments | $20.00 |
|
| Image Copy | $5.00 |
per copy |
| Snapshot Printout | $2.00 |
|
| Phone Transfers | $2.00 |
|
| Collection Items | $20.00 |
|
| Wire Transfers Domestic | $15.00 |
|
| Wire Transfers International | $55.00 |
|
| Official Checks < $500.00 | $3.00 |
each |
| Official Checks > $500.00 | $4.00 |
each |
| Money Orders < $500.00 | $3.00 |
each |
| Money Orders > $500.00 | $4.00 |
each |
| ATM/Debit Card Replacement | $15.00 |
|
| Replace/Reminder ATM Pin | $5.00 |
|
| Front/Back Image Statement | $7.50 |
per statement |
| Foreign ATM Transactions | $1.00 |
|
| Account Closed Early (90 days) | $15.00 |
|
| Account Research ($5.00 Minimum) | $20.00 |
per hour |
| Statement Reconciliation ($5.00 Minimum) | $15.00 |
per hour |
| Safe Deposit Box | ||
|
$25.00 |
|
|
$35.00 |
|
|
$40.00 |
|
|
$50.00 |
|
|
$70.00 |
There is a $3.00 discount for account auto debit and BanClub members
BanClub
BanClub Basic Plan provides $10,000.00 Accidental Death Insurance. Along with free checks, Traveler’s Checks, Money Orders, and Official Checks, BanClub also provides membership in Payment Card Protection and the Hotel Savings Network all for a monthly fee of $7.50.
BanClub Family Plan provides $20,000.00 Accidental Death Insurance for member, $10,000 for member’s spouse and $1,500 for each dependant. Along with free checks, Traveler’s Checks, Money Orders and Official Checks. BanClub also provides membership in Payment Card Protection and the Hotel Savings Network all for a monthly fee of $9.50.