Loans
You can count on Farmers State Bank for a variety of both consumer and commercial loans with terms and competitive rates. Whether you need cash for new or used vehicles, home improvements, tuition, that special personal vacation or starting a new business, we are here for you. More importantly, all of our loan decisions are made locally, and by people who live and work in our community.
Home MortgagesBuying a home is one of life's biggest events. At Farmers State Bank, our goal is to make the process of financing your new home as smooth and stress-free as possible. That may sound like a tall order, but having an experienced local lending team really makes a difference.
- Purchase
- Refinance
- Debt Consolidation
- Home Improvement Loans
- Land Purchase Loans
- Mobile Homes
Ready to buy that car you always wanted? We can put you in the driver’s seat with a low interest vehicle loan.
- Cars
- Trucks
- SUVs
Spending your leisure time with family is great way to relax. We have a recreational vehicle loan with terms to suit you!
- Boats & Motors
- Recreational Vehicles
We are here to help with any of your lending needs.
- College Expenses
- Vacations
- Other personal loans
We offer a full range of business loans to help meet any need you might have.
- Equipment
- Inventory
- Operating Capital
- Construction
- Expansion
Loan Calculators
Use our loan calculator for general loans. Use our mortgage calculator for home loans.
Please note – The calculated amount is an approximate value and may differ from the bank’s final calculation.
For more detailed information about Loans at Farmers State Bank please contact us at 706-359-3131 or stop by one of our locations in Lincolnton or Washington.
Click here to print a Consumer Loan Application. Click here to print a Home Loan Application
Farmers State Bank is a community bank and does not solicit loans outside of our market area or from institutional investors.