Farmers State Bank

Loans

You can count on Farmers State Bank for a variety of both consumer and commercial loans with terms and competitive rates. Whether you need cash for new or used vehicles, home improvements, that special personal vacation or starting a new business, we are here for you. More importantly, all of our loan decisions are made locally, and by people who live and work in our community.

Home Mortgages
Buying a home is one of life's biggest events. At Farmers State Bank, our goal is to make the process of financing your new home as smooth and stress-free as possible. That may sound like a tall order, but having an experienced local lending team really makes a difference.

Purchase
Refinance
Debt Consolidation
Home Improvement Loans
Land Purchase Loans
Mobile Homes

Vehicle Loans
Ready to buy that car you always wanted? We can put you in the driver’s seat with a low interest vehicle loan.

Cars
Trucks
SUVs

Recreational Loans
Spending your leisure time with family is great way to relax. We have a recreational vehicle loan with terms to suit you!

Boats & Motors
Recreational Vehicles

Unsecured Loans
We are here to help with any of your lending needs.

Vacations
Other personal loans

Commercial Loans
We offer a full range of business loans to help meet any need you might have.

Equipment
Inventory
Operating Capital
Construction
Expansion

Loan Calculators
Use our loan calculator for general loans. Use our mortgage calculator for home loans.
Please note – The calculated amount is an approximate value and may differ from the bank’s final calculation.

For more detailed information about Loans at Farmers State Bank please contact us at 706-359-3131 or stop by one of our locations in Lincolnton or Washington.

Click here to print a Consumer Loan Application. Click here to print a Home Loan Application
Farmers State Bank is a community bank and does not solicit loans outside of our market area or from institutional investors.

Mortgage Loan Originators

Lauri Danielle Aycock	NMLS #619126
Maria Thomas Bradford	NMLS #616478
Harvey Guillebeau Mattison	NMLS #769225
Joshua Brendan Saggus	NMLS #619128
James Bruce Turner	NMLS #619125